Mortgage

Blue Sky Financial Mortgage review: how does it work and is it good?

Here is our Blue Sky Financial Mortgage review. This loan brokerage offers the best rates for your needs! Keep rading and find out!

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Blue Sky Financial Mortgage: A perfect combination of convenience and speed!

Blue Sky Financial Mortgage logo
Blue Sky Financial Mortgage review. Source: The Mad Capitalist

If you’re looking for a fast mortgage brokerage, look no further than this Blue Sky Financial Mortgage review.

Blue Sky Financial Mortgage logo

Learn to apply for the Blue Sky Financial Mortgage

Apply for the Blue Sky Financial Mortgage with this guide. Find the perfect lender for your needs! Enjoy personalized rates! Read on!

Thus, in this article, we will look at the advantages and disadvantages of Blue Sky Financial Mortgage to help you decide if they are the right fit for you. So read on!

Credit Score680 or higher;
Loans OfferedPurchase, refinance, FHA, VA, Jumbo, Fixed-rate, Adjustable-rate; Conforming backed loans by Fannie Mae and Freddie Mac;
Minimum Down PaymentNo minimum requirement;
APRQualify for personalized rates;
Terms10-30 years.

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What is the Blue Sky Financial Mortgage?

Founded in 2020, Blue Sky Financial Mortgage is an independent mortgage brokerage that links borrowers with wholesale lenders who provide financing.

Also, the company proudly positions itself as a discount mortgage brokerage, connecting you to numerous lenders to take advantage of various rate discounts and programs.

Also, they claim to have one of the fastest application processes available. You can choose a rate and apply on their website in less than 5 minutes.

States where Blue Sky Financial Mortgage is available

As a sightly young mortgage service, you can find Blue Sky Financial Mortgage available for only 8 states currently:

  • California;
  • Colorado;
  • Florida;
  • Idaho;
  • Illinois;
  • New Jersey;
  • Ohio;
  • and Washington.

In addition, their three physical offices are in Boise, Sun Valley, and Idaho. Their branch is in West Palm Beach, Florida.

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Loan pricer and fees

Property investment and house mortgage financial concept, Hand putting money coin stack with wooden house
What is the Blue Sky Financial Mortgage? Find out! Source: Adobe Stock

Indeed, one unique feature Blue Sky Financial Mortgage offers is their “Loan Pricer”, which allows users to see daily rates without logging in or signing up.

Thus, this transparency makes it easier for potential customers to compare rates without researching too much.

However, one negative thing is that origination, application, and other lenders’ fees are not found anywhere on its website.

As a result, probably, these details are displayed in the application process.

Is the Blue Sky Financial Mortgage good?

Indeed, Blue Sky Financial Mortgage is an option for those looking for different lender options and a rapid application process.

Is it the right loan for you, though? So check out its perks and downsides below to help you answer that.

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Pros

  • Quick application from any device;
  • You can see today’s mortgage rates through “loan pricer”;
  • Multiple lenders to choose from;
  • Excellent customer reviews. 

Cons

  • Only available in 8 states;
  • Unclear fees and rates.

Does Blue Sky Financial check credit scores?

Blue Sky Financial carefully checks borrowers’ credit scores to discover lenders that are appropriate for you and offer compatible loan solutions.

Want to apply for Blue Sky Financial Mortgage? We will help you!

Liked our Blue Sky Financial Mortgage review? Then apply for their mortgage with our application post guide below.

Blue Sky Financial Mortgage logo

Learn to apply for the Blue Sky Financial Mortgage

Apply for the Blue Sky Financial Mortgage with this guide. Find the perfect lender for your needs! Enjoy personalized rates! Read on!

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