Loans
Ascent Student Loans Review: affordable options for you!
Our Ascent Student Loans review explores the various features and benefits of its educational loans, helping you decide whether to use it to finance your studies.
Advertisement
Cosigned and non-consigned loans for high education
Are you or a loved one gearing up for higher education in the U.S.? Pursuing your dreams and ambitions is within reach with Ascent Student Loans- and here’s our review.
Apply for the Ascent Student Loans
Here is a guide to apply for Ascent Student loans and enjoy its flexible financing options. Build credit and enjoy a hassle-free process!
Discover your potential borrowing amount and explore the different types of loans available to finance your education. Keep reading to learn more!
- APR: 4.48% to 16.08%;
- Loan Purpose: Non-co-signed credit-based loan, co-signed loan, non-co-signed outcomes-based loan, graduate loan (varies by program);
- Loan Amounts: Up to $200,000 for undergraduate students and up to $400,000 for graduate students;
- Credit Needed: 540 (borrower), 600 (cosigner);
- Origination Fee: N/A;
- Late Fee: Late payments of 15 days or more may incur a fee of 5% or $25 (whichever is less);
- Early Payoff Penalty: N/A.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive marketing messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Ascent Student Loans overview
Ascent is your trusted partner for financing your education in the United States. Thus, they offer two main types of loans: Loans to pay for college and Graduate Loans.
Loans to Pay for College
Ascent’s Loans to Pay for College can cover up to 100% of your cost of attendance, making it a powerful tool for achieving your academic goals.
You can use these funds for other school-related expenses at more than 2,200 colleges nationwide.
Also, there’s a smart move: choose autopay, and you’ll enjoy a 1% discount.
Advertisement
Undergraduate Student Loans
In addition, as an undergrad, Ascent offers up to $200,000 in loans with three tailored options to meet your financial needs.
Cosigned Credit-Based Loan
This option is ideal for students with a creditworthy cosigner.
- Variable APR: 6.15% – 16.08%;
- Fixed APR: 6.15% – 16.08%.
Advertisement
Non-Cosigned Credit-Based Loan
Moreover, Ascent’s student loan is tailored for financially responsible students who lack a cosigner.
However, you may still qualify if you don’t have a cosigner, as Ascent takes into account your minimum income.
- Variable APR: 10.02% – 16.08%;
- Fixed APR: 9.74% – 15.81%.
Non-Cosigned Outcomes-Based Loan
This program is for college students who meet the credit requirements, regardless of their level of study.
- Variable APR: 13.07% – 15.02%;
- Fixed APR: 12.82% – 14.77%.
Graduate Student Loans
Ascent offers graduate students loans up to $400,000 with or without a cosigner.
Cosigned Credit-Based Loan for Graduates
Graduate students with a creditworthy cosigner can secure loans with a variable APR ranging from 7.17% to 16.08% and a fixed APR of 5.48% to 15.81%.
Non-Cosigned Credit-Based Loan for Graduates
For creditworthy graduate students without a cosigner, Ascent provides loans with a variable APR of 7.17% to 16.08% and a fixed APR of 5.48% to 15.81%.
Bootcamp Loans
Indeed, Ascent also offers boot camp loans to help you kickstart your career transformation.
Ascent Student Loans: pros and cons
Further, review Ascent Student Loans’ pros and cons to see if it’s the right choice for you.
Pros
- No origination fee;
- No application fee;
- Qualify based on future earnings;
- Autopay discounts of 1%.
Cons
- Higher interest than other student loans;
- Not all schools are eligible;
- Cosigning options are not available to non-citizens or residents.
Minimum credit score
Moreover, you’ll need a minimum credit score of 540 (borrower) or 600 (cosigner).
Want to apply for the Ascent Student Loans? We will help you!
Are you ready to start your path toward higher education? Then learn how to apply for Ascent Student Loans below. So keep reading and learn more!
Apply for the Ascent Student Loans
Here is a guide to apply for Ascent Student loans and enjoy its flexible financing options. Build credit and enjoy a hassle-free process!
Trending Topics
R.I.A. Federal Credit Union Mastercard® Classic Card: apply today
Ready to take control of finances? Learn how to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card today - $0 annual fee!
Keep Reading
The 3 best low-risk and safe investments
We have some suggestions for the best low-risk investments if your investment style is more conservative. Keep your money safe.
Keep Reading
Cheap JetBlue Airways flights: Incredible offers every day!
Learm how to find JetBlue Airways cheap flights on their website. It's easy! Just follow these simple steps.
Keep ReadingYou may also like
Bank of America® Travel Rewards review: Perfect for Travelers
Get a complete Bank of America® Travel Rewards review to find out its travel perks - 0% intro APR and no annual fee! Read on and learn more!
Keep Reading
Chase College Checking℠ application: how does it work?
Wondering if the Chase College Checking℠ account is for you? Read on and learn how to apply and get a $100 sign-up bonus and more!
Keep Reading
Assent Platinum Secured credit card review: is it worth it?
Looking for a secured credit card that offers quality and convenience? Then check out this Assent Platinum Secured card full review!
Keep Reading