Reviews

Fortiva® Credit Card review: no security deposit

Do you need to build credit and need a credit card that accepts fair scores? If so, the Fortiva® Credit Card might be right for you!

Advertisement

Fortiva® Credit Card: get $0 fraud liability

Fortiva® Credit Card
Read the Fortiva® Credit Card review! Source: My Fortiva.

If you’re looking for a way to start building your credit history, the Fortiva® Credit Card could be a good option.

You can start using your card right away after you get accepted.

So, if you’re ready to take the next step in your financial journey, read on for our review of the Fortiva® Credit Card.

Fortiva logo

How to apply for the Fortiva® Credit Card?

If you need an incredible card that you can get even with a fair credit score, check out the Fortiva® Card application!

  • Credit Score: fair;
  • Annual Fee: $49 to $175; or $0 to $49 per year;
  • Regular APR: 22.74% to 36% variable for purchases (as of April 2021);
  • Welcome bonus: N/A;
  • Rewards: N/A.

Advertisement

Fortiva® Credit Card: how does it work?

Learn more about the Fortiva® Card. Source: Adobe Stock.

The Fortiva® Credit Card is an unsecured card for people who struggle with fair scores. In case you are in this situation, we’ll show a few aspects to keep in mind before choosing this one. 

Although you can apply with low credit, the cost is considerably higher than most secured cards used to rebuild credit.

Transfer fees may be a problem since there are costs associated with routine transactions. But that’s not all! International transfers will cost you an additional 3%.

You’ll also be charged a 3% balance transfer fee and a $40 penalty if you miss payments. Then you may spend a few hundred bucks just for maintenance.

On the other hand, the application is online within a few minutes.

Your payments are passed on to the three federal credit reporting agencies, so you can be sure that your credit history will improve.

The Fortiva® Credit Card might be the solution to boost your credit score. Continue reading to learn more about the advantages and disadvantages.

Fortiva® Credit Card: should you get one?

You can raise your credit score and apply even with fair credit with the Fortiva® Credit Card.

However, keep in mind that this service has higher costs than comparable credit repair alternatives.

Look at the benefits and drawbacks of the Fortiva® Credit Card to help you decide. Here’s a quick rundown:

Advertisement

Pros

  • Rebuilds or builds your score
  • $0 fraud liability 
  • Accepts fair score

Cons

  • High fees
  • International transactions fee
  • No rewards
  • No signing bonus

Advertisement

Fortiva® Credit Card application: how to do it?

After weighing up both pros and cons, you now have a larger picture of how Fortiva® Credit Card might contribute to you. 

Ready to see more? Stay with us to understand the application process for Fortiva® Credit Card.

Fortiva logo

How to apply for the Fortiva® Credit Card?

If you need an incredible card that you can get even with a fair credit score, check out the Fortiva® Card application!

Trending Topics

content

Learn how to download the Target App and shop anytime, anywhere

Find out how easy it is to download the Target app and benefit from exclusive discounts. Keep reading to learn more!

Keep Reading
content

Select the Best Credit Card for Your Needs and Apply Today

Discover the smart way to select a credit card for your financial needs: Types, fees, and choosing criteria. Read on!

Keep Reading
content

Debt consolidation loan: an uncomplicated guide

A debt consolidation loan may be suitable if you're struggling to cope with the monthly minimums on your credit cards. Find out more here!

Keep Reading

You may also like

content

Earn cash back: Apply for the PayPal Debit Card

Discover the easiest way to apply for the PayPal Debit Card online - no monthly fee and convenient banking experience! Keep reading!

Keep Reading
content

Aeroplan® Credit Card application: how does it work?

Get the latest info to apply for an Aeroplan® Credit Card! Earn up to 3x points on all purchases! Keep reading and learn more!

Keep Reading
content

Best credit cards in the US for a traveling lifestyle

Looking for the best credit cards for traveling? You have come to the right place. We will tell the top 3 travel credit cards available.

Keep Reading