Bad credit blocking your next card?
Capital One Platinum Secured Credit Card can help rebuild credit with a low
This card is built for people who need a simpler path back into mainstream credit. Capital One says eligible applicants may open the account with a refundable deposit as low as $49 for at least a $200 line. It also reports to all three major credit bureaus, which gives responsible use real
This card is built for people who need a simpler path back into mainstream credit. Capital One says eligible applicants may open the account with a refundable deposit as low as $49 for at least a $200 line. It also reports to all three major credit bureaus, which gives responsible use real
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The+Capital+One+Platinum+Secured+Credit+Card+requires+a+minimum+refundable+deposit+of+$49,+$99,+or+$200,+based+on+your+credit+profile.+This+deposit+secures+your+initial+credit+line+of+at+least+$200+and+can+be+refunded+when+the+account+is+upgraded+or+closed+with+no+balance.
Yes,+the+Capital+One+Platinum+Secured+Credit+Card+reports+your+account+status+and+payments+to+all+three+major+credit+bureaus.+With+responsible+use+and+on-time+payments,+it+can+help+establish+or+rebuild+your+credit+history+over+time.
You+can+check+if+you're+pre-approved+for+the+Platinum+Secured+Credit+Card+with+no+risk+to+your+credit+score.+The+pre-approval+process+uses+a+soft+pull,+so+there's+no+impact+until+you+fully+apply.
Yes,+with+responsible+use,+Capital+One+may+review+your+account+for+possible+upgrades.+Eligible+cardholders+could+earn+back+their+deposit+and+be+upgraded+to+an+unsecured+Platinum+card,+though+upgrades+aren't+guaranteed.
Definitely.+You+can+increase+your+initial+credit+line+by+depositing+more+than+the+required+minimum,+up+to+$1,000.+Deposits+above+the+minimum+must+be+made+before+activating+the+card.
A+secured+card+requires+a+security+deposit+but+acts+as+a+real+credit+card,+reporting+activity+to+credit+bureaus.+In+contrast,+a+debit+card+is+tied+to+your+checking+account+and+doesn't+help+you+build+credit+history.
Use+your+secured+card+for+small,+manageable+purchases+and+always+pay+the+balance+in+full+and+on+time.+Keeping+your+balance+low+and+paying+on+time+each+month+can+positively+impact+your+credit+score.
No+credit+card,+including+secured+ones,+can+guarantee+approval+or+credit+score+improvement.+Approval+depends+on+eligibility+and+responsible+use+is+necessary+to+help+build+or+rebuild+credit.
See the full review and deposit rules
See the full breakdown, deposit rules, and what to verify before you submit an application.
Credit Card
Capital One Platinum Secured Credit Card
Visit Capital One to confirm current terms, deposit rules, and application details.
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