Looking to build or rebuild your credit?

Capital One Platinum Secured Credit Card

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The Capital One Platinum Secured Credit Card is a smart way to establish or rebuild your credit history. With no annual fee and a refundable security deposit, it’s designed to help you take control of your financial future.

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Start building credit for tomorrow with confidence. Enjoy features like free credit monitoring, no hidden fees, and helpful tools that support your journey toward better credit health.

No annual fee
Build credit with responsible use
Refundable security deposit from $49
Access to higher credit line after 6 months

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Secured Credit Card

Capital One Platinum Secured

No+Annual+Fee Secured Build+Credit

A secured card with no annual fee, designed to help you build or rebuild credit with responsible use. Refundable deposit and potential upgrades available.

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A+secured+credit+card+requiring+a+refundable+deposit+starting+at+$49.+Reports+to+all+three+major+credit+bureaus.

Minimum+$49.+Your+credit+line+may+be+$200+or+more+depending+on+deposit+amount.+Fully+refundable.

No.+The+Capital+One+Platinum+Secured+card+has+no+annual+fee.

Yes.+After+5+on-time+payments,+Capital+One+may+offer+a+higher+credit+line+with+no+additional+deposit.

Ready to build your credit?

Take the first step toward a better financial future. The Capital One Platinum Secured card helps you learn healthy habits and grow your credit with ease.