Need personal credit fast?

Capitec Personal Loan offers up to R500,000 with personalised rates starting at 12.25% per annum.

Capitec Personal Loan gives South Africans access to credit from R25,000 to R500,000 with repayment terms up to 84 months. Interest rates start at 12.25% and are personalised based on your credit profile and affordability. Capitec says approval takes minutes and money is available immediately after documents are verified.

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Open the full review to see the complete cost breakdown, documents needed, and how to choose the right option.

Loans from R25,000 to R500,000
Rates starting at 12.25% per annum
Apply online, via app, phone, or branch
Approval in minutes with immediate payout

You will remain in the same website

Get the facts on Capitec Personal Loan before you apply

See the complete cost breakdown, application steps, and rate comparison before you apply. Find all the details and tips to make an informed choice.

Personal Loan

Capitec Personal Loan

Capitec Personal Loan

Up to R500,000 Rates from 12.25%

Visit Capitec's official page to check your personalised rate estimate and apply.

See Your Loan Options

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