Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.
Representative APR
6.1–21.9%
Amount
£1k–£50k
Term
12–60 mo
Best for: Existing Barclays customers who want a straightforward loan with quick approval.
Representative APR
3.9–21.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
Representative APR
5.1–30.5%
Amount
£500–£25k
Term
3–60 mo
Best for: Existing Monzo users who want money in their account within minutes, not days.
Representative APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60 mo
Best for: Borrowers who want flexibility to overpay and potentially clear the loan early.
Representative APR
5.5–19.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: People who prefer building societies over banks and value ethical lending practices.
Representative APR
5.6–19.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: Borrowers who want a competitive rate from a trusted (if unexpected) brand.
Representative APR
8.9–24.9%
Amount
£500–£5k
Term
3–36 mo
Best for: Starling customers who need a small, short-term loan with no paperwork.
Representative APR
5.5–19.9%
Amount
£1k–£50k
Term
12–60 mo
Best for: People who might want to pay off their loan early without facing exit fees.
Representative APR
5.9–34.9%
Amount
£1k–£35k
Term
12–60 mo
Best for: Individuals with an established credit history looking for a flexible personal loan.
Representative APR
5.9–24.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.
Representative APR
7.9–45.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: People who want to check their rate with zero credit score impact before committing.
Representative APR
5.3–21.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: Existing Santander 1-2-3 World customers who want to keep banking under one roof.
Representative APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60 mo
Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
Representative APR
6.9–19.9%
Amount
£500–£25k
Term
12–60 mo
Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
Representative APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
Representative APR
5.7–19.9%
Amount
£1k–£40k
Term
12–60 mo
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
Representative APR
39.9–299.8%
Amount
£1k–£15k
Term
18–60 mo
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
Representative APR
6.0–19.9%
Amount
£1k–£35k
Term
12–84 mo
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
Representative APR
6.9–19.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
Representative APR
8.1–48.9%
Amount
£1k–£25k
Term
12–60 mo
Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.
Representative APR
24.9–69.9%
Amount
£1k–£5k
Term
12–60 mo
Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
Representative APR
6.7–36.4%
Amount
£1k–£35k
Term
12–60 mo
Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.