Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Representative APR
2.09–17.99%
Amount
Up to $1k
Term
60–180 mo
Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.
Representative APR
4.15–14.9%
Amount
$5k–$500k
Term
—
Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.
Representative APR
2.99–16.38%
Amount
$1k–$200k
Term
60–180 mo
Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
Representative APR
4.44–8.99%
Amount
$5k–$500k
Term
60–180 mo
Best for: Borrowers who want competitive rates and care about social impact
Representative APR
4.89–9.74%
Amount
$10k–$500k
Term
60–240 mo
Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)
Representative APR
4.86–8.44%
Amount
$10k–$300k
Term
60–240 mo
Best for: Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service
Representative APR
4.49–8.89%
Amount
$5k–$300k
Term
60–240 mo
Best for: Healthcare professionals (doctors, nurses, dentists) refinancing student loans
Representative APR
4.96–9.99%
Amount
$5k–$500k
Term
60–240 mo
Best for: Borrowers who want to compare multiple refinance offers without multiple applications