| Representative APR | |
|---|---|
| 8.9–47.0% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
| Representative APR | |
|---|---|
| 8.9–47.0% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
| Representative APR | |
|---|---|
| 8.9–49.9% | |
| Amount | £1k–£75k |
| Term | 24–60 mo |
Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £4k–£100k |
| Term | 12–60 mo |
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
| Representative APR | |
|---|---|
| 7.9–29.9% | |
| Amount | £3k–£50k |
| Term | 24–60 mo |
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £4k–£75k |
| Term | 12–60 mo |
Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
| Representative APR | |
|---|---|
| 4.9–19.9% | |
| Amount | £4k–£100k |
| Term | 12–60 mo |
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
| Representative APR | |
|---|---|
| 18.0–49.9% | |
| Amount | £1k–£500k |
| Term | 1–24 mo |
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
| Representative APR | |
|---|---|
| 6.0–19.9% | |
| Amount | £1k–£35k |
| Term | 12–84 mo |
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
| Representative APR | |
|---|---|
| 12.9–69.9% | |
| Amount | £3k–£25k |
| Term | 24–60 mo |
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
| Representative APR | |
|---|---|
| 39.9–299.8% | |
| Amount | £1k–£15k |
| Term | 18–60 mo |
Best for: This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
| Representative APR | |
|---|---|
| 5.1–29.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
| Representative APR | |
|---|---|
| 6.9–29.9% | |
| Amount | £10k–£500k |
| Term | 72–72 mo |
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
| Representative APR | |
|---|---|
| 6.9–19.9% | |
| Amount | £500–£25k |
| Term | 12–60 mo |
Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
| Representative APR | |
|---|---|
| 5.7–19.9% | |
| Amount | £1k–£40k |
| Term | 12–60 mo |
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
| Representative APR | |
|---|---|
| 6.9–19.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
| Representative APR | |
|---|---|
| 8.1–48.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.
| Representative APR | |
|---|---|
| 24.9–69.9% | |
| Amount | £1k–£5k |
| Term | 12–60 mo |
Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
| Representative APR | |
|---|---|
| 4.9–14.9% | |
| Amount | £1k–£25k |
| Term | 12–120 mo |
Best for: Homeowners planning renovations who want to spread cost over a longer period.
| Representative APR | |
|---|---|
| 3.9–24.9% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
| Representative APR | |
|---|---|
| 5.5–19.9% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: Individuals with a stable income and good credit scores looking for personal loans for various purposes.
| Representative APR | |
|---|---|
| 6.1–21.9% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: Existing Barclays customers who want a straightforward loan with quick approval.
| Representative APR | |
|---|---|
| 5.1–30.5% | |
| Amount | £500–£25k |
| Term | 3–60 mo |
Best for: Existing Monzo users who want money in their account within minutes, not days.
| Representative APR | |
|---|---|
| 5.9–34.9% | |
| Amount | £1k–£35k |
| Term | 12–60 mo |
Best for: Tech-savvy borrowers who want a modern, fully online application with clear rate previews.
| Representative APR | |
|---|---|
| 3.9–24.9% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: Borrowers who want flexibility to overpay and potentially clear the loan early.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.
| Representative APR | |
|---|---|
| 9.9–69.9% | |
| Amount | £1k–£8k |
| Term | 12–60 mo |
Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.
| Representative APR | |
|---|---|
| 99.9–1333.0% | |
| Amount | £50–£1.5k |
| Term | 3–6 mo |
Best for: Individuals with low credit scores who need quick cash solutions for emergencies.
| Representative APR | |
|---|---|
| 5.6–19.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Individuals with good credit scores needing a personal loan between £1,000 and £25,000 for various purposes.
| Representative APR | |
|---|---|
| 7.9–45.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: People who want to check their rate with zero credit score impact before committing.
| Representative APR | |
|---|---|
| 8.9–24.9% | |
| Amount | £500–£5k |
| Term | 3–36 mo |
Best for: Starling customers who need a small, short-term loan with no paperwork.
| Representative APR | |
|---|---|
| 5.5–19.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: People who prefer building societies over banks and value ethical lending practices.
| Representative APR | |
|---|---|
| 5.3–21.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Existing Santander 1-2-3 World customers who want to keep banking under one roof.
| Representative APR | |
|---|---|
| 3.9–21.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords needing renovation finance with fast turnaround.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
| Representative APR | |
|---|---|
| 4.9–29.9% | |
| Amount | £1k–£25k |
| Term | — |
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
| Representative APR | |
|---|---|
| 3.3–21.9% | |
| Amount | £1k–£30k |
| Term | — |
Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
| Representative APR | |
|---|---|
| 3.47% | |
| Amount | — |
| Term | — |
Best for: Rate-conscious BTL landlords wanting the lowest possible fixed rates
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords wanting a specialist BTL lender with the backing of a major financial group (OSB)
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords who don't fit mainstream criteria and need a flexible challenger bank approach
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords wanting BTL mortgage security from a major building society rather than a smaller specialist
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
| Representative APR | |
|---|---|
| 3.54% | |
| Amount | — |
| Term | — |
Best for: Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes
| Representative APR | |
|---|---|
| 9.96% | |
| Amount | — |
| Term | — |
Best for: Landlords needing short-term finance for property renovation, refurbishment, or quick property purchases
| Representative APR | |
|---|---|
| 4.5% | |
| Amount | — |
| Term | — |
Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords wanting a reliable BTL specialist with fast turnaround times and Starling Bank backing
| Representative APR | |
|---|---|
| 4.79% | |
| Amount | — |
| Term | — |
Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios
| Representative APR | |
|---|---|
| 4.29–6.69% | |
| Amount | £25k–£1M |
| Term | 60–420 mo |
Best for: Shared ownership buyers and those purchasing new-build properties who want a mutual lender with specialist expertise.
| Representative APR | |
|---|---|
| 4.34–6.49% | |
| Amount | £25k–£2M |
| Term | 60–480 mo |
Best for: Borrowers who want face-to-face branch support alongside competitive rates from the UK's largest banking group.
| Representative APR | |
|---|---|
| 4.19–6.29% | |
| Amount | £25k–£5M |
| Term | 60–420 mo |
Best for: Tech-savvy borrowers who prefer a slick online process with competitive rates and green home improvement options.
| Representative APR | |
|---|---|
| 4.39–6.49% | |
| Amount | £25k–£2M |
| Term | 60–480 mo |
Best for: First-time buyers and home movers who want hands-on mortgage advice and a clear view of their application progress.
| Representative APR | |
|---|---|
| 4.24–6.54% | |
| Amount | £25k–£2M |
| Term | 60–480 mo |
Best for: Borrowers who value a mutual lender, especially those buying energy-efficient homes or who prefer a building society over a bank.
| Representative APR | |
|---|---|
| 4.19–6.39% | |
| Amount | £5k |
| Term | 60–480 mo |
Best for: Borrowers seeking top-tier rates, especially those with larger deposits or higher-value property purchases.
| Representative APR | |
|---|---|
| 4.34–6.59% | |
| Amount | £25k–£2M |
| Term | 60–480 mo |
Best for: First-time buyers who need family support to get on the property ladder, or home movers wanting a reliable high street lender.
| Representative APR | |
|---|---|
| 4.29–6.49% | |
| Amount | £25k–£5M |
| Term | 60–480 mo |
Best for: Borrowers with a 25%+ deposit looking for competitive high street rates with the security of a major bank.
| Representative APR | |
|---|---|
| — | |
| Amount | £25.0k–£2M |
| Term | 12–72 mo |
Best for: UK-based startups and small businesses with poor credit histories seeking substantial financing.
| Representative APR | |
|---|---|
| 6.0–15.0% | |
| Amount | £1k–£250k |
| Term | 12–60 mo |
Best for: UK-based businesses with previous relationships with Clydesdale or Yorkshire Bank, needing flexible loan amounts.
| Representative APR | |
|---|---|
| 18.0–49.0% | |
| Amount | £1k–£1M |
| Term | 3–60 mo |
Best for: Small business owners with a Starling business account looking for quick financing solutions.
| Representative APR | |
|---|---|
| — | |
| Amount | £5k–£2M |
| Term | 12–84 mo |
Best for: UK-based businesses looking for substantial funds to finance equipment or other assets.
| Representative APR | |
|---|---|
| 6.0–15.0% | |
| Amount | £1k–£250k |
| Term | 12–60 mo |
Best for: Small business owners with a solid banking relationship who need quick funding for operational expenses.
| Representative APR | |
|---|---|
| — | |
| Amount | £5k–£5M |
| Term | 12–84 mo |
Best for: UK-based businesses requiring substantial financing for equipment or vehicles and can provide collateral.
| Representative APR | |
|---|---|
| — | |
| Amount | £10k–£5M |
| Term | — |
Best for: UK-based B2B businesses with a minimum annual turnover needing cash against outstanding invoices.
| Representative APR | |
|---|---|
| 5.0–15.0% | |
| Amount | £1k–£100k |
| Term | 12–84 mo |
Best for: Small to medium-sized enterprises with a good credit history looking for substantial loans to expand operations.
| Representative APR | |
|---|---|
| 5.0–15.0% | |
| Amount | £1k–£100k |
| Term | 12–84 mo |
Best for: UK-based businesses with a strong trading history seeking flexible financing options.
| Representative APR | |
|---|---|
| 5.0–15.0% | |
| Amount | £1k–£100k |
| Term | 12–120 mo |
Best for: Established UK businesses with a solid credit history seeking flexible funding options.
| Representative APR | |
|---|---|
| — | |
| Amount | £10k–£500k |
| Term | — |
Best for: Small to medium-sized UK businesses needing rapid funding without extensive documentation.
| Representative APR | |
|---|---|
| — | |
| Amount | £10k–£3M |
| Term | — |
Best for: Established UK businesses with a stable revenue stream looking for substantial funding quickly.
| Representative APR | |
|---|---|
| 8.0–15.0% | |
| Amount | £1k–£100k |
| Term | 12–84 mo |
Best for: Small business owners seeking flexible financing options with quick access to funds.
| Representative APR | |
|---|---|
| 7.5% | |
| Amount | £500–£25k |
| Term | 12–60 mo |
Best for: Entrepreneurs seeking initial capital for their start-up with a solid business plan.
| Representative APR | |
|---|---|
| 10.8–34.8% | |
| Amount | £10k–£1M |
| Term | 12–60 mo |
Best for: UK-based businesses with at least six months of trading looking for unsecured or secured loan options.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers who prefer dealing directly with a lender rather than a broker.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers who want a well-known broker to find bad credit loan options.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers who want to compare offers from multiple bad credit lenders.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers who want to rebuild credit through timely loan repayments.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers needing quick access to small emergency funds.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers with fair credit who prefer a fully digital experience.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers needing smaller loans with less-than-perfect credit.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Borrowers who prefer in-person service and have poor credit history.
| Representative APR | |
|---|---|
| 9.9% | |
| Amount | £2k–£150k |
| Term | 1–36 mo |
Best for: Best for small businesses seeking fast access to capital.
| Representative APR | |
|---|---|
| 6.7–36.4% | |
| Amount | £1k–£35k |
| Term | 12–60 mo |
Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.
| Representative APR | |
|---|---|
| 9.69–13.1% | |
| Amount | £10k–£250k |
| Term | 36–360 mo |
| Representative APR | |
|---|---|
| 5.89–8.05% | |
| Amount | £5k–£500k |
| Term | 60–360 mo |
| Representative APR | |
|---|---|
| 6.39–8.37% | |
| Amount | £5k–£500k |
| Term | 60–360 mo |