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Get 3% cash back with PayPal and 2% on everything else – maximize your earnings today!

PayPal Cashback Mastercard®, Earn Unlimited Cashback on Every Purchase and no annual fee


Introducing the PayPal Cashback Mastercard® – the ultimate credit card for simplicity and rewards. No categories to stress over and limitless cashback potential. The credit card that gives you instant cash back! Apply today and start earning!

PayPal Cashback Mastercard® boosts your rewards with instant cash back. Discover four more incredible benefits of this card below!

Unlimited Cashback – Earn 2% cash back on all purchases
Easy Redemption
No Annual Fee
Fraud and Identity Theft security.

Experience seamless shopping and rewards at your fingertips with the PayPal Cashback Mastercard®. Tailored for those who value straightforward cashback, this card promises a no-nonsense approach to rewards.

Strengths and Special Offerings

  • Uncomplicated Cashback: Earn flat-rate cashback on all purchases, with no categories to track or points to convert.
  • No Annual Fee: Keep more money in your pocket, as this card comes without the burden of an annual fee.
  • Immediate Redemption: Cashback rewards can be redeemed directly into your PayPal account, ensuring swift access.
  • No Redemption Threshold: Unlike many other cards, redeem your cashback regardless of the amount, providing added flexibility.
  • Digital First: Designed for the modern consumer, enjoy easy integration with your PayPal account for online shopping and instant transfers.
  • Secure Transactions: With PayPal’s security framework, enjoy peace of mind with each swipe or online payment.
  • Accepted Globally: Leveraging Mastercard’s vast network, it’s accepted at millions of locations worldwide.
  • Exclusive Offers: Periodic promotions and offers exclusively for cardholders can mean even more savings.

Limitations to Consider 

  • Requires a PayPal Account: To access and redeem rewards, an active PayPal account is necessary, which might not be ideal for everyone.
  • Foreign Transaction Fee: International travelers beware! Using the card abroad may incur additional fees.
  • Limited Additional Perks: Lacks some of the broader perks and protections found in other premium credit cards.
  • Potential Credit Impact: The card’s application might result in a hard pull, which could affect your credit score.
  • Variable APR: Depending on your creditworthiness, the interest rate might be on the higher side for some.

The PayPal Cashback Mastercard® offers an uncomplicated rewards structure ideal for those who appreciate simplicity and frequent online shopping. While it may not be packed with extensive perks, its straightforward cashback system can be a boon for many users.

It is only offered to customers who are citizens or legal residents of the United States. It is not available for customers residing outside the country.

After your PayPal Credit Card is approved, it usually takes 7-10 business days to receive it at home. And soon you get it, you can start purchasing and earning points on purchases!

If you miss a payment on your PayPal credit card, you may incur late fees or penalties, and your credit score could be negatively impacted. But you to set up automatic payments for your PayPal credit card to ensure that your payments are made on time and avoid late payment fees.

To access your PayPal credit card account, go to the PayPal website and locate the “PayPal Credit Cards” section or download the app. Also, they offer added security, so if you suspect fraud on your PayPal credit card, contact customer service immediately to report the issue and request a new PayPal Cashback Mastercard®.

Our upcoming post provides instructions on how to sign in and apply for the PayPal Cashback Mastercard®, which is issued by Synchrony Bank and has its headquarters in Connecticut. Read on!

PayPal Cashback Mastercard®

Apply for PayPal Cashback Mastercard®

Discover how to apply for the PayPal Cashback Mastercard®, PayPal lover's favorite card – up to 3% cash back on purchases! Read on and learn!

Looking for another great cashback credit card option? Try the Blue Cash Everyday® Card from American Express! Earn money on everyday purchases, like groceries and gas, to make your everyday spending more rewarding.

Check out our post below for all the details on how to apply.

Blue Cash Everyday® Card from American Express

Apply for the Blue Cash Everyday® Card

Get your Blue Cash Everyday® Card from American Express easily with our guide – Read now to learn how to apply! 0% intro APR for 15 months!

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