West One Loans BTL Mortgage

Specialist buy-to-let and bridging mortgages with max 80% LTV, lending to individuals, limited companies and LLPs, portfolio lending up to £12m per borrower.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Max 80% LTV — among the highest in specialist BTL ✓ No credit scoring — each case assessed on merits ✓ Portfolio lending up to £12m per borrower
Representative APR Amount Term Type
— — — buy_to_let_bridging
Best For

Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies

Pros & Cons

Pros
  1. ✓ Max 80% LTV — among the highest in specialist BTL
  2. ✓ No credit scoring — each case assessed on merits
  3. ✓ Portfolio lending up to £12m per borrower
  4. ✓ Lending to individuals, Ltd companies, and LLPs
  5. ✓ Day one remortgage at open market value
  6. ✓ Instant DIP available
Cons
  1. ✗ Broker-only via approved networks
  2. ✗ Specialist rates reflect the flexibility premium
  3. ✗ Complex fee structures

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