Shawbrook Bank BTL Mortgage

Award-winning specialist buy-to-let mortgages with rates from 4.79%, loans from £50k to £50m, and support for HMOs, large portfolios, and limited companies.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Rates from 4.79% ✓ Loans from £50k up to £50m ✓ Up to 75% LTV interest-only
Representative APR Amount Term Type
4.79% — — buy_to_let
Best For

Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios

Pros & Cons

Pros
  1. ✓ Rates from 4.79%
  2. ✓ Loans from £50k up to £50m
  3. ✓ Up to 75% LTV interest-only
  4. ✓ HMO and large portfolio specialist
  5. ✓ EPC energy efficiency fee discounts
  6. ✓ BTL Lender of the Year 2021-2024
Cons
  1. ✗ Arrangement fees of 2-5% add to costs
  2. ✗ Intermediary channel primarily
  3. ✗ Shawbrook Base Rate floor of 0.75% on variable products

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