Prosper Debt Consolidation Loan

Prosper offers debt consolidation loans from $2,000 to $50,000 with fixed APRs from 8.99% to 35.99%. Flexible 2 to 6 year terms with no prepayment penalties. Over $31B funded to 1.6M+ customers.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Flexible 2 to 6 year terms ✓ No prepayment penalties ✓ Up to $50,000
Representative APR Amount Term Type
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Best For

Borrowers seeking flexible repayment terms from a proven lending platform.

Pros & Cons

Pros
  1. ✓ Flexible 2 to 6 year terms
  2. ✓ No prepayment penalties
  3. ✓ Up to $50,000
  4. ✓ Funds in 1 business day
  5. ✓ $31B+ funded
Cons
  1. ✗ APR starts at 8.99%
  2. ✗ Max APR 35.99%
  3. ✗ Origination fee may apply

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