DCU Personal Loan

Digital Federal Credit Union offers personal loans from $500 to $25,000. Open to military members and anyone who qualifies for membership. Competitive credit union rates.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Credit union rates ✓ Open membership ✓ No prepayment penalty
Representative APR Amount Term Type
6.25–18.0% $500–$25k — personal
Best For

Military members and veterans seeking credit union rates without strict eligibility.

Pros & Cons

Pros
  1. ✓ Credit union rates
  2. ✓ Open membership
  3. ✓ No prepayment penalty
  4. ✓ Online application
Cons
  1. ✗ Lower maximum amount
  2. ✗ Credit union membership required
  3. ✗ Limited branch network

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