Wollit Credit Builder

UK credit builder app that reports rent payments and subscription to all three credit agencies for £9.99/month. No credit check. 350,000+ users. 4.6 Trustpilot rating.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Reports rent to Experian and Equifax automatically ✓ Reports subscription payment to all three agencies ✓ Only £9.99/month — affordable
Representative APR Amount Term Type
— — — credit_builder
Best For

Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Pros & Cons

Pros
  1. ✓ Reports rent to Experian and Equifax automatically
  2. ✓ Reports subscription payment to all three agencies
  3. ✓ Only £9.99/month — affordable
  4. ✓ No credit check required
  5. ✓ Up to 60 on-time records per year across agencies
  6. ✓ 4.6 Excellent Trustpilot rating
Cons
  1. ✗ Does not provide actual loan funds
  2. ✗ Landlord does not need to participate, but results vary
  3. ✗ Credit improvements not guaranteed
  4. ✗ £9.99/month is an ongoing cost with no savings element

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