Lloyds Bank Debt Consolidation Loan

Lloyds Bank offers personal loans from £1,000 to £50,000 specifically for debt consolidation, with a dedicated consolidation page and loan calculator.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Representative APR from 3.9% ✓ Borrow up to £50,000 ✓ Dedicated debt consolidation tools and calculator
Representative APR Amount Term Type
3.9–29.9% £1k–£50k — debt_consolidation
Best For

Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

Pros & Cons

Pros
  1. ✓ Representative APR from 3.9%
  2. ✓ Borrow up to £50,000
  3. ✓ Dedicated debt consolidation tools and calculator
  4. ✓ No early repayment charges
Cons
  1. ✗ Best rates reserved for larger loan amounts
  2. ✗ Maximum 5-year term
  3. ✗ Higher rates for smaller loans or weaker credit

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