| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 6.74–24.49% | $3k–$100k | 12–84 mo | Personal |
Best For
Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.
Individuals with a credit score of 660 or higher, especially those already banking with Wells Fargo.
Wells Fargo offers personal loans from $3,000 to $100,000 with no origination fees, a minimum APR of 6.74%, and terms ranging from 12 to 84 months.
Pros & Cons
Watch Out
Requires an existing Wells Fargo checking account and a minimum credit score of 660, which could limit access for some applicants.
Full Review
Wells Fargo's personal loans range from $3,000 to $100,000, with terms between 12 to 84 months and APRs starting at 6.74%. This makes them a flexible option for those seeking significant funds quickly. The company emphasizes fast funding, often available on the same day, which is a notable advantage for urgent financial needs.
While the absence of origination fees is appealing, the requirement for an existing checking account can be a barrier for new customers. the 660 minimum credit score might disqualify individuals with lower credit ratings, making it less accessible for some. so it's wise to read reviews before proceeding.
Overall, if you qualify, Wells Fargo's offerings can be advantageous, especially for those with existing relationships with the bank.
What Borrowers Say
Borrowers generally appreciate the quick funding but caution that approval can be rigorous, particularly for those without an existing account.
