Rocket Loans Debt Consolidation

Fast-funded personal loans from $2,000 to $45,000 with same-day disbursement.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Same-day funding possible ✓ Part of Rocket Companies (Rocket Mortgage brand) ✓ Simple online application
Representative APR Amount Term Type
9.116–29.99% $2k–$45k 36–60 mo debt_consolidation
Best For

Borrowers who need fast funding for debt consolidation and value brand reliability

Pros & Cons

Pros
  1. ✓ Same-day funding possible
  2. ✓ Part of Rocket Companies (Rocket Mortgage brand)
  3. ✓ Simple online application
  4. ✓ AutoPay discount
Cons
  1. ✗ Origination fee 1-7%
  2. ✗ 640+ credit score needed
  3. ✗ APR floor higher than some competitors (9.1%)
  4. ✗ 3-5 year terms only

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