Lloyds Bank Personal Loan
Lloyds offers personal loans with no arrangement fees and the ability to make overpayments without penalty. Existing customers benefit from an online-only application process.
Last checked on July 30, 2026. We may earn a commission when you click through.
Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.
| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 3.9–24.9% | £1k–£50k | 12–60 mo | personal |
Borrowers who want flexibility to overpay and potentially clear the loan early.
The APR jumps significantly for loans under £5,000. Always check your personal rate before committing.
