Halifax Personal Loan
Halifax personal loans offer fixed rates with no fees. Part of Lloyds Banking Group, with a strong high-street presence and online application process.
Last checked on July 31, 2026. We may earn a commission when you click through.
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 3.9–24.9% | £1k–£50k | 12–60 mo | personal |
Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
Same as Lloyds — the 3.9% rate is for a sweet-spot loan amount. Small loans are much more expensive.
