Halifax Personal Loan

Halifax personal loans offer fixed rates with no fees. Part of Lloyds Banking Group, with a strong high-street presence and online application process.

Last checked on September 20, 2026. We may earn a commission when you click through.

Advertisement
Representative APR Amount Term Type
3.9–24.9% £1k–£50k 12–60 mo personal
Best For

Borrowers who want a trusted brand with one of the lowest starting APRs on the market.

Watch Out

Same as Lloyds — the 3.9% rate is for a sweet-spot loan amount. Small loans are much more expensive.

Ready to compare? Check eligibility and terms on the lender's site.

Check eligibility

You'll be redirected to halifax.co.uk

Similar Loans

Related Articles