Vida Homeloans BTL Mortgage

Competitive buy-to-let mortgages with some of the lowest fixed rates in the UK market, including 3-year fixes from 3.47%.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Among the lowest BTL fixed rates in the UK (from 3.47%) ✓ Competitive 2, 3, and 5-year fixed options ✓ Good for rate-conscious landlords
Representative APR Amount Term Type
3.47% — — buy_to_let
Best For

Rate-conscious BTL landlords wanting the lowest possible fixed rates

Pros & Cons

Pros
  1. ✓ Among the lowest BTL fixed rates in the UK (from 3.47%)
  2. ✓ Competitive 2, 3, and 5-year fixed options
  3. ✓ Good for rate-conscious landlords
Cons
  1. ✗ Lower brand recognition than mainstream lenders
  2. ✗ Intermediary-only
  3. ✗ May have tighter criteria to offset low rates

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