Happy Money

Specializes in credit card debt consolidation with loans $5,000-$50,000. Rates from 8.95% APR with autopay.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Specializes in credit card debt ✓ Instant pre-qualification ✓ Rates as low as 8.95%
Representative APR Amount Term Type
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Best For

Borrowers focused on paying off credit card debt.

Pros & Cons

Pros
  1. ✓ Specializes in credit card debt
  2. ✓ Instant pre-qualification
  3. ✓ Rates as low as 8.95%
Cons
  1. ✗ Only for credit card debt
  2. ✗ Minimum $5,000 loan

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