HSBC Personal Loan
HSBC offers fixed-rate personal loans from £1,000 to £25,000. Existing HSBC current account holders may benefit from preferential rates and faster processing.
Last checked on July 30, 2026. We may earn a commission when you click through.
Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.
| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 3.9–21.9% | £1k–£25k | 12–60 mo | personal |
Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
Best rates only for £7,000–£15,000 range. Smaller loans carry significantly higher APR.
