Santander Personal Loan

Santander offers personal loans with a 1-2-3 World loyalty rate for eligible current account holders. Fixed rates, no fees for early repayment.

Last checked on September 12, 2026. We may earn a commission when you click through.

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Representative APR Amount Term Type
5.3–21.9% £1k–£25k 12–60 mo personal
Best For

Existing Santander 1-2-3 World customers who want to keep banking under one roof.

Watch Out

The loyalty rate requires a qualifying current account with a monthly fee. Factor that cost in.

Ready to compare? Check eligibility and terms on the lender's site.

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