Santander Personal Loan
Santander offers personal loans with a 1-2-3 World loyalty rate for eligible current account holders. Fixed rates, no fees for early repayment.
Last checked on July 31, 2026. We may earn a commission when you click through.
Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.
| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 5.3–21.9% | £1k–£25k | 12–60 mo | personal |
Existing Santander 1-2-3 World customers who want to keep banking under one roof.
The loyalty rate requires a qualifying current account with a monthly fee. Factor that cost in.
