Yorkshire Building Society Mortgage

Yorkshire Building Society provides mortgages from £25,000 to £1 million with fixed and tracker rates, terms up to 35 years, and LTV up to 95%. Specialist products include shared ownership and new-build mortgages.

Last checked on September 4, 2026. We may earn a commission when you click through.

Advertisement
✓ Competitive member rates from a trusted mutual ✓ Specialist shared ownership mortgages ✓ New-build property expertise
Representative APR Amount Term Type
4.29–6.69% £25k–£1M 60–420 mo mortgage
Best For

Shared ownership buyers and those purchasing new-build properties who want a mutual lender with specialist expertise.

Pros & Cons

Pros
  1. ✓ Competitive member rates from a trusted mutual
  2. ✓ Specialist shared ownership mortgages
  3. ✓ New-build property expertise
  4. ✓ Profits returned to members not shareholders
  5. ✓ Flexible overpayment options
Cons
  1. ✗ Maximum borrowing capped at £1 million
  2. ✗ Smaller branch network than major banks
  3. ✗ 35-year maximum term
  4. ✗ Fewer digital tools than some high street banks

Ready to compare? Check eligibility and terms on the lender's site.

Check eligibility →

You'll be redirected to ybs.co.uk

Similar Loans

Related Articles

Monzo Loans: Instant Approval, But Watch the Rates

Monzo loans offer instant access for current account holders, but APRs can hit 30.5% based on credit scores. Here's what you need to know.

Barclays Personal Loan: Trusted But Not the Cheapest

Barclays offers personal loans with APRs from 6.1% to 21.9%, favoring existing customers. Approval is quick, but best rates require Barclays accounts.

Personal Loans: What Lenders Don't Tell You

Discover the hidden costs and benefits of popular personal loans this September. Uncover origination fees, approval speed, and the best picks for different needs.