Yorkshire Building Society Mortgage

Yorkshire Building Society provides mortgages from £25,000 to £1 million with fixed and tracker rates, terms up to 35 years, and LTV up to 95%. Specialist products include shared ownership and new-build mortgages.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Competitive member rates from a trusted mutual ✓ Specialist shared ownership mortgages ✓ New-build property expertise
Representative APR Amount Term Type
4.29–6.69% £25k–£1M 60–420 mo mortgage
Best For

Shared ownership buyers and those purchasing new-build properties who want a mutual lender with specialist expertise.

Pros & Cons

Pros
  1. ✓ Competitive member rates from a trusted mutual
  2. ✓ Specialist shared ownership mortgages
  3. ✓ New-build property expertise
  4. ✓ Profits returned to members not shareholders
  5. ✓ Flexible overpayment options
Cons
  1. ✗ Maximum borrowing capped at £1 million
  2. ✗ Smaller branch network than major banks
  3. ✗ 35-year maximum term
  4. ✗ Fewer digital tools than some high street banks

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