Barclayloan Debt Consolidation

Barclays offers a dedicated debt consolidation loan product through the Barclayloan range, with the ability to apply via the app or Online Banking.

Last checked on September 4, 2026. We may earn a commission when you click through.

Advertisement
✓ Apply quickly via Barclays app or Online Banking ✓ Repay early in part or full at any time ✓ Top-up option if you need additional funds
Representative APR Amount Term Type
4.9–29.9% £1k–£25k — debt_consolidation
Best For

Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.

Pros & Cons

Pros
  1. ✓ Apply quickly via Barclays app or Online Banking
  2. ✓ Repay early in part or full at any time
  3. ✓ Top-up option if you need additional funds
  4. ✓ Fixed monthly repayments for easy budgeting
Cons
  1. ✗ Must have a Barclays current account or Barclaycard
  2. ✗ Maximum 5-year repayment term
  3. ✗ Cannot be used for business purposes or property purchase

Ready to compare? Check eligibility and terms on the lender's site.

Check eligibility →

You'll be redirected to barclays.co.uk

Similar Loans

Related Articles

Monzo Loans: Instant Approval, But Watch the Rates

Monzo loans offer instant access for current account holders, but APRs can hit 30.5% based on credit scores. Here's what you need to know.

Barclays Personal Loan: Trusted But Not the Cheapest

Barclays offers personal loans with APRs from 6.1% to 21.9%, favoring existing customers. Approval is quick, but best rates require Barclays accounts.

Personal Loans: What Lenders Don't Tell You

Discover the hidden costs and benefits of popular personal loans this September. Uncover origination fees, approval speed, and the best picks for different needs.