Post Office Personal Loan
The Post Office offers personal loans underwritten by Bank of Ireland. Available online with competitive rates for established credit.
Last checked on July 30, 2026. We may earn a commission when you click through.
Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 5.6–19.9% | £1k–£25k | 12–60 mo | personal |
Borrowers who want a competitive rate from a trusted (if unexpected) brand.
You're actually borrowing from Bank of Ireland, not the Post Office. Not a dealbreaker, just good to know.
