| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 8.9–24.9% | £500–£5k | 3–36 mo | personal |
Best For
Starling customers who need a small, short-term loan with no paperwork.
Watch Out
£5,000 cap is low. For larger loans, you'll need to look elsewhere.
Starling Bank Personal Loan
Starling offers personal loans exclusively through its app. No fees, no paperwork. Rates range from 11% to 15% APR depending on your credit score. Only available to existing Starling current account holders. Borrow £500 to £5,000. Note: loan product page removed from website — loans may only be available in-app.
Last checked on July 30, 2026. We may earn a commission when you click through.
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Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.
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