OneMain Financial Personal Loan

Personal loans from $1,500 to $30,000 with ITIN acceptance via in-branch application. Offers both secured and unsecured options.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Accepts ITIN via in-branch application ✓ Loan amounts up to $30,000 ✓ APR starts at 11.99% for qualified borrowers
Representative APR Amount Term Type
11.99–35.99% $1.5k–$30k 24–60 mo personal
Best For

Immigrants needing larger loan amounts ($5,000+) who can visit a branch in person

Pros & Cons

Pros
  1. ✓ Accepts ITIN via in-branch application
  2. ✓ Loan amounts up to $30,000
  3. ✓ APR starts at 11.99% for qualified borrowers
  4. ✓ 1,300+ branches nationwide
  5. ✓ Secured loan option for better rates
Cons
  1. ✗ In-branch visit typically required for ITIN applicants
  2. ✗ Origination fee may apply
  3. ✗ Higher APR end at 35.99%

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