Payoff Debt Consolidation Loan

Purpose-built loans to consolidate and pay off credit card debt, from $5,000 to $40,000.

Last checked on October 23, 2026. We may earn a commission when you click through.

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✓ Built specifically for credit card debt payoff ✓ Direct payment to credit card companies ✓ Free FICO score monitoring
Representative APR Amount Term Type
5.99–24.99% $5k–$40k 24–60 mo debt_consolidation
Best For

Borrowers with significant credit card debt who want a structured payoff plan

Pros & Cons

Pros
  1. ✓ Built specifically for credit card debt payoff
  2. ✓ Direct payment to credit card companies
  3. ✓ Free FICO score monitoring
  4. ✓ Financial wellness tools included
Cons
  1. ✗ Origination fee 0-5%
  2. ✗ Only for credit card debt — not other debt types
  3. ✗ 640+ credit score required
  4. ✗ Slower funding (2-4 days)

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