| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 5.49–17.99% | $4k–$100k | 12–72 mo | car_finance |
Best For
Individuals with good credit looking for flexible auto loan amounts between $4,000 and $100,000.
Ideal for borrowers with good credit looking to finance a vehicle through a reputable lender.
Chase Auto Finance offers vehicle financing with APRs between 5.49% and 17.99%, loan amounts from $4,000 to $100,000, and terms ranging from 12 to 72 months.
Pros & Cons
Watch Out
Approval is contingent on good credit history, potentially sidelining applicants with scores below 600.
Full Review
With APRs starting at 5.49%, Chase Auto Finance is for many borrowers. The company allows financing from $4,000 to $100,000, with terms ranging from 12 to 72 months. The online pre-qualification process is and applicants can receive same-day approvals.
However, those with less-than-stellar credit might find themselves stuck at the higher end of the APR spectrum. Chase's partnerships with dealerships facilitate a financing experience, but it’s essential to compare rates, as some competitors may offer lower APRs for similar terms. The average savings from refinancing a car loan can be $2,600, which is a notable benefit for current car owners considering a switch.
Customer service has received mixed reviews, so be prepared for varied experiences when seeking assistance. Overall, this option is best for those who prioritize a quick application process and dealer partnerships.
What Borrowers Say
Borrowers appreciate the fast approval process but report varying experiences with customer service.
