Lending Stream Short-Term Loan

Lending Stream is a direct lender specialising in short-term credit for people who may struggle with traditional banks. Higher rates reflect the higher-risk market.

Last checked on July 30, 2026. We may earn a commission when you click through.

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This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Representative APR Amount Term Type
99.9–1333.0% £50–£1.5k 3–6 mo personal
Best For

People locked out of mainstream lending who need a small emergency sum quickly.

Watch Out

APR exceeds 1000%. You'll pay back significantly more than you borrow. Seriously explore alternatives first.

Ready to compare? Check eligibility and terms on the lender's site.

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You'll be redirected to lendingstream.co.uk

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