Halifax Mortgage

Halifax provides mortgages from £25,000 to £2 million with fixed and tracker rates, terms up to 40 years, and LTV up to 95%. Their personalised mortgage dashboard lets you track your purchase from start to finish.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Largest mortgage advice team in the UK ✓ Mortgage decision in around 10 minutes ✓ Personalised dashboard to track your application
Representative APR Amount Term Type
4.39–6.49% £25k–£2M 60–480 mo mortgage
Best For

First-time buyers and home movers who want hands-on mortgage advice and a clear view of their application progress.

Pros & Cons

Pros
  1. ✓ Largest mortgage advice team in the UK
  2. ✓ Mortgage decision in around 10 minutes
  3. ✓ Personalised dashboard to track your application
  4. ✓ Expert appointments by video or phone 8am-8pm weekdays
  5. ✓ Competitive rates for first-time buyers
Cons
  1. ✗ Brand transitioning to Lloyds which may cause confusion
  2. ✗ Product fees on some competitive rate deals
  3. ✗ Limited buy-to-let options compared to specialists
  4. ✗ Branch network reducing as brand merges with Lloyds

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