Together Money BTL Mortgage

Specialist buy-to-let mortgage provider offering flexible lending for landlords. Accepts first-time landlords, limited companies, portfolio landlords and expats. Minimum 25% deposit with options for standard and non-standard property types.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Accepts first-time landlords and limited companies ✓ Flexible on non-standard property types (ex-council, flats above commercial) ✓ Portfolio landlord friendly
Representative APR Amount Term Type
— — — buy_to_let
Best For

Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.

Pros & Cons

Pros
  1. ✓ Accepts first-time landlords and limited companies
  2. ✓ Flexible on non-standard property types (ex-council, flats above commercial)
  3. ✓ Portfolio landlord friendly
  4. ✓ Considers complex income sources
Cons
  1. ✗ Higher rates than high street lenders
  2. ✗ Minimum 25% deposit required
  3. ✗ Intermediary-only for some products

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