| Representative APR | Amount | Term | Type |
|---|---|---|---|
| 6.99–35.99% | $2k–$50k | 36–60 mo | Personal |
Best For
Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.
Borrowers with a credit score of 600 or above looking for personal loans for debt consolidation or home improvements.
Best Egg offers personal loans between $2,000 and $50,000 with APRs ranging from 6.99% to 35.99%, focusing on quick funding for various financial needs.
Pros & Cons
Watch Out
The maximum APR of 35.99% can lead to high repayment costs for those with lower credit scores.
Full Review
With APRs starting at just 6.99%, Best Egg can be an appealing choice for borrowers with good credit. The online application process is and typically results in funding as fast as 24 hours. However, the company does require a minimum credit score of 600 and a documented annual income of at least $15,000, which could limit eligibility for some applicants.
while Best Egg is A+ rated by the Better Business Bureau, the presence of higher rates may deter long-term borrowing. It's that many users report receiving offers at the upper end of the APR range, particularly those with less-than-perfect credit. Therefore, if you're considering a loan, it's advisable to compare rates with other lenders like SoFi or LendingClub, which may offer more favorable terms for certain profiles.
What Borrowers Say
Customer feedback highlights fast funding but warns about high APRs and variable customer service experiences.
