Barclays Mortgage

Barclays provides mortgages from £5,000 to £10 million with fixed and tracker options, terms up to 40 years, and LTV up to 95%. Their Premier range caters to high-value properties with preferential rates.

Last checked on September 4, 2026. We may earn a commission when you click through.

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✓ Often market-leading rates at 60-75% LTV ✓ Premier range for high-value borrowers up to £10 million ✓ Energy efficiency incentives for green homes
Representative APR Amount Term Type
4.19–6.39% £5k 60–480 mo mortgage
Best For

Borrowers seeking top-tier rates, especially those with larger deposits or higher-value property purchases.

Pros & Cons

Pros
  1. ✓ Often market-leading rates at 60-75% LTV
  2. ✓ Premier range for high-value borrowers up to £10 million
  3. ✓ Energy efficiency incentives for green homes
  4. ✓ Fully online application with real-time tracking
  5. ✓ Overpayments up to 10% per year without early repayment charges
Cons
  1. ✗ Product fees up to £1,499 on best rate deals
  2. ✗ Branch mortgage advice availability varies
  3. ✗ Buy-to-let criteria can be strict
  4. ✗ Longer processing times during peak periods

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