Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent Analysis | Updated Daily

Personal Loans Mortgage Auto Loans Business Loans Student Loans Debt Consolidation

500+ Lenders Compared

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Representative APR
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Amount	—
Term	—

Best for: Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes

Representative APR
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Amount	—
Term	—

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Representative APR
9.9–69.9%
Amount	£1k–£8k
Term	12–60 mo

Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.

Representative APR
99.9–1333.0%
Amount	£50–£1.5k
Term	3–6 mo

Best for: Individuals with low credit scores who require quick cash for emergencies.

Representative APR
3.9–29.9%
Amount	£1k–£50k
Term	—

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

Representative APR
6.9–29.9%
Amount	£10k–£500k
Term	72–72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Representative APR
5.9–24.9%
Amount	£4k–£100k
Term	12–60 mo

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Representative APR
4.5%
Amount	—
Term	—

Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types

Representative APR
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Amount	—
Term	—

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Representative APR
5.3–21.9%
Amount	£1k–£25k
Term	12–60 mo

Best for: Existing Santander 1-2-3 World customers who want to keep banking under one roof.

Representative APR
3.9–29.9%
Amount	£1k–£50k
Term	—

Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Representative APR
18.0–49.9%
Amount	£1k–£500k
Term	1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Representative APR
8.9–47.0%
Amount	£1k–£50k
Term	12–60 mo

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

Representative APR
4.79%
Amount	—
Term	—

Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios

Representative APR
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Amount	—
Term	—

Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

Representative APR
5.5–19.9%
Amount	£1k–£50k
Term	12–60 mo

Best for: People who might want to pay off their loan early without facing exit fees.

Representative APR
3.3–21.9%
Amount	£1k–£30k
Term	—

Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

Representative APR
12.9–69.9%
Amount	£3k–£25k
Term	24–60 mo

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

Representative APR
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Amount	—
Term	—

Best for: Landlords wanting a specialist BTL lender with the backing of a major financial group (OSB)

Representative APR
5.9–24.9%
Amount	£1k–£25k
Term	12–60 mo

Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.