Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent Analysis | Updated Daily

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500+ Lenders Compared

24 Markets Covered

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Representative APR
4.9–14.9%
Amount	£1k–£25k
Term	12–120 mo

Best for: Homeowners planning renovations who want to spread cost over a longer period.

Representative APR
99.9–1333.0%
Amount	£50–£1.5k
Term	3–6 mo

Best for: People locked out of mainstream lending who need a small emergency sum quickly.

Representative APR
5.7–19.9%
Amount	£1k–£40k
Term	12–60 mo

Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.

Representative APR
8.9–49.9%
Amount	£1k–£75k
Term	24–60 mo

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

Representative APR
9.9%
Amount	£2k–£150k
Term	1–36 mo

Best for: Best for small businesses seeking fast access to capital.

Representative APR
3.9–24.9%
Amount	£1k–£50k
Term	12–60 mo

Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.

Representative APR
5.9–24.9%
Amount	£4k–£75k
Term	12–60 mo

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

Representative APR
6.9–29.9%
Amount	£10k–£500k
Term	72–72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Representative APR
5.5–19.9%
Amount	£1k–£50k
Term	12–60 mo

Best for: Individuals with a solid income and good credit scores looking for a personal loan for various purposes.

Representative APR
12.9–69.9%
Amount	£3k–£25k
Term	24–60 mo

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

Representative APR
18.0–49.9%
Amount	£1k–£500k
Term	1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Representative APR
6.9–19.9%
Amount	£500–£25k
Term	12–60 mo

Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.

Representative APR
8.9–47.0%
Amount	£1k–£50k
Term	12–60 mo

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

Representative APR
3.9–21.9%
Amount	£1k–£25k
Term	12–60 mo

Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.

Representative APR
5.9–24.9%
Amount	£4k–£100k
Term	12–60 mo

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Representative APR
5.5–19.9%
Amount	£1k–£25k
Term	12–60 mo

Best for: People who prefer building societies over banks and value ethical lending practices.

Representative APR
7.9–29.9%
Amount	£3k–£50k
Term	24–60 mo

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Representative APR
8.9–24.9%
Amount	£500–£5k
Term	3–36 mo

Best for: Starling customers who need a small, short-term loan with no paperwork.

Representative APR
4.9–19.9%
Amount	£4k–£100k
Term	12–60 mo

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Representative APR
9.9–69.9%
Amount	£1k–£8k
Term	12–60 mo

Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.