| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
| Representative APR | |
|---|---|
| 99.9–1333.0% | |
| Amount | £50–£1.5k |
| Term | 3–6 mo |
Best for: Individuals with low credit scores who require immediate financial assistance.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
| Representative APR | |
|---|---|
| 4.9–19.9% | |
| Amount | £4k–£100k |
| Term | 12–60 mo |
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
| Representative APR | |
|---|---|
| 18.0–49.9% | |
| Amount | £1k–£500k |
| Term | 1–24 mo |
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
| Representative APR | |
|---|---|
| 5.3–21.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: UK residents with good credit scores looking for flexible borrowing options.
| Representative APR | |
|---|---|
| 4.79% | |
| Amount | — |
| Term | — |
Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £4k–£100k |
| Term | 12–60 mo |
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
| Representative APR | |
|---|---|
| 6.9–29.9% | |
| Amount | £10k–£500k |
| Term | 72–72 mo |
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
| Representative APR | |
|---|---|
| 3.9–21.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Individuals with good credit seeking a personal loan from a reputable bank and who may already hold an HSBC current account.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords wanting a specialist BTL lender with the backing of a major financial group (OSB)
| Representative APR | |
|---|---|
| 4.9–29.9% | |
| Amount | £1k–£25k |
| Term | — |
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
| Representative APR | |
|---|---|
| 12.9–69.9% | |
| Amount | £3k–£25k |
| Term | 24–60 mo |
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
| Representative APR | |
|---|---|
| 6.0–19.9% | |
| Amount | £1k–£35k |
| Term | 12–84 mo |
Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
| Representative APR | |
|---|---|
| 3.3–21.9% | |
| Amount | £1k–£30k |
| Term | — |
Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
Monzo loans offer instant access for current account holders, but APRs can hit 30.5% based on credit scores. Here's what you need to know.
Barclays offers personal loans with APRs from 6.1% to 21.9%, favoring existing customers. Approval is quick, but best rates require Barclays accounts.
Discover the hidden costs and benefits of popular personal loans this September. Uncover origination fees, approval speed, and the best picks for different needs.