| Representative APR | |
|---|---|
| 7.9–29.9% | |
| Amount | £3k–£50k |
| Term | 24–60 mo |
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
| Representative APR | |
|---|---|
| 7.9–29.9% | |
| Amount | £3k–£50k |
| Term | 24–60 mo |
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
| Representative APR | |
|---|---|
| 3.9–24.9% | |
| Amount | £1k–£50k |
| Term | 12–60 mo |
Best for: Individuals earning over £30,000 with good to excellent credit who need a personal loan for various purposes.
| Representative APR | |
|---|---|
| 18.0–49.9% | |
| Amount | £1k–£500k |
| Term | 1–24 mo |
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
| Representative APR | |
|---|---|
| 3.47% | |
| Amount | — |
| Term | — |
Best for: Rate-conscious BTL landlords wanting the lowest possible fixed rates
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
| Representative APR | |
|---|---|
| 99.9–1333.0% | |
| Amount | £50–£1.5k |
| Term | 3–6 mo |
Best for: Individuals with low credit scores who require immediate financial assistance.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
| Representative APR | |
|---|---|
| 4.9–19.9% | |
| Amount | £4k–£100k |
| Term | 12–60 mo |
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
| Representative APR | |
|---|---|
| 8.1–48.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.
| Representative APR | |
|---|---|
| 6.9–29.9% | |
| Amount | £10k–£500k |
| Term | 72–72 mo |
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
| Representative APR | |
|---|---|
| 6.39–8.37% | |
| Amount | £5k–£500k |
| Term | 60–360 mo |
Best for: Homeowners with significant equity seeking flexible financing options without remortgaging.
| Representative APR | |
|---|---|
| 4.9–29.9% | |
| Amount | £1k–£25k |
| Term | — |
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £4k–£75k |
| Term | 12–60 mo |
Best for: This is ideal for UK residents aged 18 and above who are looking for flexible car financing options and can meet the credit requirements.
| Representative APR | |
|---|---|
| 5.9–24.9% | |
| Amount | £1k–£25k |
| Term | 12–60 mo |
Best for: Individuals with good credit looking for loans between £1,000 and £25,000 for various personal needs.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes
| Representative APR | |
|---|---|
| 3.9–29.9% | |
| Amount | £1k–£50k |
| Term | — |
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
| Representative APR | |
|---|---|
| — | |
| Amount | — |
| Term | — |
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
| Representative APR | |
|---|---|
| 12.9–69.9% | |
| Amount | £3k–£25k |
| Term | 24–60 mo |
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
| Representative APR | |
|---|---|
| 5.7–19.9% | |
| Amount | £1k–£40k |
| Term | 12–60 mo |
Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
Monzo loans offer instant access for current account holders, but APRs can hit 30.5% based on credit scores. Here's what you need to know.
Barclays offers personal loans with APRs from 6.1% to 21.9%, favoring existing customers. Approval is quick, but best rates require Barclays accounts.
Discover the hidden costs and benefits of popular personal loans this September. Uncover origination fees, approval speed, and the best picks for different needs.