Sanlam, in partnership with Finance27, provides a compelling express loan solution for anyone needing urgent cash. Loans come with a maximum APR of 30%, which is straightforward and competitive. Applicants choose their loan amount and repayment date directly online, seeing costs upfront before committing.

Application Steps

1. Choose your desired loan amount and repayment period.
2. Fill in the quick online application form on Finance27’s portal with your South African ID, bank account, and employment details.
3. Receive an instant eligibility check and, upon approval, the funds are paid out—often the same day.
4. Repayment is via convenient debit order, ensuring you don’t miss payments.

Key Advantages

The standout feature here is same-day payout, perfect for emergencies or unexpected bills. The process is 100% online and available 24/7, which means you can apply whenever you need.

There’s no revolving credit, so each loan is discreet and clear, keeping repayment plans simple and transparent for every new application.

Points to Consider

The 30% APR is at the higher end for short-term lending, so these loans are best for temporary financial gaps rather than long-term borrowing.

If you cannot repay on time, extra fees accrue quickly, and non-payment could hurt your credit record, making future credit harder to get.

Our Verdict

With clear terms, instant approval, and speedy payout, the Sanlam Finance27 Express Loan stands out for South Africans needing quick cash access. It’s most suitable for responsible, employed borrowers looking for a fast, secure digital lending solution.